Personal finance links: independent advisors July 1, 2015 Wednesday is all about personal finance here at Abnormal Returns. You can check out last week’s links including a look at the super-rich circuit. Personal finance The joy of portfolio boredom. (alphabaskets.com) TweetPocketInstapaper Timing matters: why returns matter closer to retirement. (awealthofcommonsense.com) TweetPocketInstapaper Five ways to raise a financial adult. (maliceforall.com) TweetPocketInstapaper How Boomers will change the nature of retirement. (theatlantic.com) TweetPocketInstapaper Why we tell ourselves stories about our spending. (nytimes.com) TweetPocketInstapaper Financial advisors A profile of James Osborne and his radically different solo planning practice. (riabiz.com) TweetPocketInstapaper What true transparency looks like. (thinkadvisor.com) TweetPocketInstapaper Custodians are paying RIAs for fund picks. (thereformedbroker.com) TweetPocketInstapaper What makes an advisor blog great? (thinkadvisor.com) TweetPocketInstapaper In praise of truly independent advisors. (rickferri.com) TweetPocketInstapaper You can support Abnormal Returns by visiting Amazon, signing up for our daily newsletter or following us on StockTwits, Yahoo Finance and Twitter.