Book review: Pinpoint: How GPS Is Changing Technology, Culture, and Our Minds by Greg Milner is a “fascinating journey.”  (Bloomberg)

Quote of the Day

"A poorly-timed asset allocation decision can be far more harmful to your returns than the decision between active and passive funds. Costs matter, but not nearly as much as discipline."

(Ben Carlson)

Chart of the Day

Big tech is NOT having a good earnings quarter.