Personal finance links: spend like a pessimist August 3, 2016 Wednesday is all about personal finance here at Abnormal Returns. You can check out last week’s links including a look at how to make retirement planning easier. Quote of the Day "Create like an optimist. Spend like a pessimist." (Seth Godin) Personal finance links Stop putting company stock in your 401(k)! (wsj.com) TweetPocketInstapaper Startups are entering the 401(k) marketplace. (wsj.com) TweetPocketInstapaper Robo-advisor, Fidelity Go is now live. (wsj.com) TweetPocketInstapaper The problem with 401(k) plans is turning them into lifetime income. (bloomberg.com) TweetPocketInstapaper The IRS is set to make avoiding estate taxes more difficult. (washingtonpost.com) TweetPocketInstapaper How to make the most of working with a financial advisor. (forbes.com) TweetPocketInstapaper When too much makes you unhappy. (nytimes.com) TweetPocketInstapaper You can support Abnormal Returns by visiting Amazon, signing up for our daily newsletter, liking us on Facebook or following us on Yahoo Finance, Medium, StockTwits and Twitter.