Wednesday is all about personal finance here at Abnormal Returns. You can check out last week’s links including a look at the ins and outs of tax loss (and gain) harvesting.
Quote of the Day
"Simple does not mean do nothing.."
(Roger Nusbaum)
Advisors
- Signs you should pass on a particular financial advisor. (tonyisola.com)
- Do you really need a financial advisor? 3 questions you need to answer. (washingtonpost.com)
- The fiduciary standard is not going away. (thereformedbroker.com)
- Some fintech startups are being incubated out of the needs of advisory firms. (nytimes.com)
Spending
- Credit card points are the new frequent flier miles. (wired.com)
- The Albert app wants to help you keep your finances on track. (techcrunch.com)
401(k)s
- Including longevity income annuities in a 401(k) mix can increase welfare. (papers.ssrn.com)
- There's a better way to reduce the burden of 401(k) plans for employers. (beta.morningstar.com)
- Don't mess around with your RMDs. (mcleanam.com)
Retirement
- What does it mean to erect a 'bond tent' in retirement? (marketwatch.com)
- College towns are a great place to live in retirement. (nytimes.com)
Personal finance
- Jonathan Clements, "You should fret less about getting any particular decision precisely right, and instead worry about whether you’re tackling the right range of issues." (jonathanclements.com)
- Focus on your true measure of returns: real, after-tax total returns. (betterment.com)
- Is your career a stock or a bond? (barrons.com)
- Six things you need to do before year-end. (beta.morningstar.com)
- Some numbers to keep in mind as we head into 2017. (beta.morningstar.com)
- How much is enough? The answer isn't easy. (nytimes.com)