Adaption: Steven Pinker author of Enlightenment Now: The Case for Reason, Science, Humanism and Progress on why the world keeps getting better.  (WSJ)

Quote of the Day

"The truly disadvantaged are the investors who don’t have a mental model or scaffolding for understanding the world. They will simply look at the stream of returns, listen to the news, and react."

(Daniel Egan)

Chart of the Day

Historically stocks and bonds have rarely fallen in the same year.

(pensionpartners.com)