Wednesday is all about personal finance here at Abnormal Returns. You can check out last week’s links including a look at the five stages of financial independence.

Quote of the Day

"Retirement is a financial change, an emotional change, and a structural change. It’s an everything change. It’s entering into a phase of life that we don’t talk about much in a realistic way."

(Michelle Pannor Silver)

Chart of the Day

Harold Pollack’s index card for young adults.