Ritholtz Wealth Management has teamed with Betterment to make Liftoff the easiest way to begin investing. There is no minimum and transferring in existing accounts is a snap. Click here to hear the thinking behind this move.

Quote of the Day

"Having a strategy that’s well thought out and that you can stick with, in good markets and bad, is your best hope for winning. “Beating the market” is irrelevant, at best. “Timing the market” is suicidal, at best."

(David Snowball)

Chart of the Day

The mortgage market is on the cusp of a massive refinancing wave. (via @lenkiefer)