Wednesdays are all about personal finance here at Abnormal Returns. You can check out last week’s links including a look at how individuals make investment decisions.
Quote of the Day
"The only thing that matters is whether your portfolio is providing enough growth to meet your future financial needs."
(Nick Maggiulli)
Chart of the Day

Money may not buy happiness but it does buy evaluative and experience well-being.
Home ownership
- Home ownership is not for everybody. (mullooly.net)
- The hot housing market is making it hard for new home buyers to get started. (theirrelevantinvestor.com)
- Should you buy a second home with the intention of retiring there? (marketwatch.com)
Mortgages
- Things to keep in mind when you go to refinance your mortgage. (peterlazaroff.com)
- What you need to know about closing costs. (nytimes.com)
- Should you pay off your mortgage in retirement? (wsj.com)
Perspective
- How paying down your mortgage can change your perspective on things. (humbledollar.com)
- Optimizing our finances often comes at the expense of simplicity. (retirementfieldguide.com)
- At what point in our lives do our money beliefs set in forever? (indeedably.com)
- Think about debt as a negative bond. (whitecoatinvestor.com)
- Financial freedom is all about having options. (moneymaven.io)
Retirement accounts
- A Roth IRA conversion depends in large part on how you are going to pay the tax. (obliviousinvestor.com)
- How to make the most of your 401(k) plan. (genyplanning.com)
Rankings
- Barron's ranked the best online brokers. (barrons.com)
- 15 robo-advisors, ranked. (financial-planning.com)
Personal finance
- Why you should focus on how you spend your time more than your money. (grow.acorns.com)
- We automate our investments, so why don't we automate our charitable giving? (awealthofcommonsense.com)
- How Stoicism can make you a better investor. (dariusforoux.com)
- What physical financial documents do you need to keep on hand? (wsj.com)
- Leaving money to your kids is a choice, not an obligation. (humbledollar.com)
- Do you need life insurance? (thomaskopelman.com)