Wednesdays are all about personal finance here at Abnormal Returns. You can check out last week’s links including a look at how to raise your credit score.
Quote of the Day
"Happiness really depends on who you compare yourself to."
(Joachim Klement)
Chart of the Day

Bonds have been a disappointing diversifier year-to-date. (chart via @ycharts)
Housing
- The American housing market is very different than 2008. (cnbc.com)
- Housing prices may finally be set to cool off. (wealthfoundme.com)
- Why cutting back on lattes isn't going to help you afford a house. (ritholtz.com)
- Can you hedge the price of your house? Probably not. (awealthofcommonsense.com)
- When title insurance actually comes into play. (humbledollar.com)
Lessons
- Ten lessons from a FIRE journey including 'Enjoy the present moment.' (tawcan.com)
- Ten lessons from ten years of 'fake retirement' including: 'You will lose and then regain your identity.' (financialsamurai.com)
- Twelve paradoxes of wealth including 'The more we learn about investing, the more we realize we don’t know anything.' (humbledollar.com)
Perspective
- Dina Isola, "The gift of challenging times is that it forces us out of our primitive/survival mode in favor of using our uniquely human abilities – inventiveness, creativity, and resourcefulness." (realsmartica.com)
- These things seem like financial mistakes, but in actually aren't. (humbledollar.com)
- How to put current economic problems into perspective. (dariusforoux.com)
Personal finance
- What you can do during a bear market depending on whether you are in accumulation or decumulation phase. (ofdollarsanddata.com)
- Even wealthy individuals have money worries. (whitecoatinvestor.com)
- Your savings plan needs to be sustainable (and automated). (dariusforoux.com)
- A nice review for Nick Maggiulli's "Just Keep Buying." (bankeronwheels.com)
- How 'check washing' fraud works. (humbledollar.com)