Wednesdays are all about personal finance here at Abnormal Returns. You can check out last week’s links including a look at why no financial plan is perfect.

Quote of the Day

"Financial freedom isn’t a seven- or eight-figure portfolio balance. Instead, it’s knowing we have enough to pay for the life we want."

(Jonathan Clements)

Chart of the Day

Why nobody is refinancing their mortgage. (via @lenkiefer)