Are you already signed up for our daily e-mail newsletter? Great, but did you know that we just launched an adviser-focused e-mail on Fridays? Now you do. Sign up here!

Quote of the Day

“It depends” isn’t the advice most people want to hear when it comes to their finances or career or really any big life decision but the world is rarely black or white when it comes to decision-making under uncertainty.”

(Ben Carlson)

Chart of the Day

Record gold prices are in sight. (chart via @ycharts)